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Our Focus

We are a management consulting firm that specializes in all aspects of the mortgage banking industry, including:

  • Mortgage Loan Origination & Fulfillment
  • Post-Closing
  • Secondary Marketing
  • Mortgage Loan Mortgage Servicing
  • Default Services
Our consultants have worked with some of the most noted mortgage bankers, technologists, service providers, and outsourcers in the industry.

Our History

CAVE CANEM was founded in 2003 by Todd Hedgcoth. The firm's focus on mortgage banking arose from Todd's years of experience in the mortgage banking world. He began his career as a business analyst and trainer for a mortgage technology provider. During that time, Todd worked with his mortgage clients to configure and effectively implement a large mortgage loan servicing system.

After recognizing his passion for client service, Todd joined a Big 5 consulting firm a few years later. While at Accenture (formerly Andersen Consulting), Todd served his clients as a senior manager in all areas of the financial services industry, while maintaining his focus on the mortgage banking industry.

After ten years with Accenture, Todd used his experience with mortgage banking clients as well as his expertise in project management and consulting to establish CAVE CANEM.